Bridge Loans

Flexible Bridge Financing for Transitional and Value-Add Assets

Flexible Bridge Financing for Transitional and Value-Add Assets

Flexible Bridge Financing for Transitional and Value-Add Assets

A10 Capital provides nationwide bridge loans for experienced commercial real estate sponsors seeking certainty of execution, creative structuring, and true in-house servicing.

Overview

Bridge Lending Built for Execution and Speed

Bridge Lending Built for Execution and Speed

A10 Capital’s Bridge Loans combine innovative structuring with rapid execution for experienced sponsors across all major property types, providing customized financing for transitional and value-add business plans while delivering certainty and speed at every stage.

Specializing in middle-market transactions from $5 million to $100 million, A10 offers flexible 3–5 year terms with optional extensions, featuring interest-only floating-rate structures and future funding facilities—all custom-tailored to support each sponsor’s unique business plan.

Unlike lenders that outsource servicing to a third-party, A10 Capital retains direct control and communication throughout the entire loan lifecycle—from closing to payoff. This hands-on approach is especially valuable for value-add properties, where business plans often evolve during the bridge term.

A10 Capital’s Bridge Loans combine innovative structuring with rapid execution for experienced sponsors across all major property types, providing customized financing for transitional and value-add business plans while delivering certainty and speed at every stage.

Specializing in middle-market transactions from $5 million to $100 million, A10 offers flexible 3–5 year terms with optional extensions, featuring interest-only floating-rate structures and future funding facilities—all custom-tailored to support each sponsor’s unique business plan.

Unlike lenders that outsource servicing to a third-party, A10 Capital retains direct control and communication throughout the entire loan lifecycle—from closing to payoff. This hands-on approach is especially valuable for value-add properties, where business plans often evolve during the bridge term.

BRIDGE LOAN SIZES

BRIDGE LOAN SIZES

$5M-$100M

$5M-$100M

$5M-$100M

PROPERTY TYPES

PROPERTY TYPES

Multifamily

Industrial

Retail

Student Housing

Build-to-Rent

Mixed-Use

Self-Storage

Flex

IOS

Hotel

Medical Office

Life Science

Advanced Mfg.

BRIDGE LOAN TERMS

BRIDGE LOAN TERMS

Term Length

3-5 year initial terms + extensions

Loan-to-Cost

Up to 75%, stretch LTC loan-specific

Interest Rate / Payment

Floating interest rate / interest only

Fees

1% origination, 0.5%-1% exit

Future Funding

CapEx, TI/LC & Earnout

Property Class

Class A & B; Class C case-by-case

Target Bridge Loan Profiles

A10’s bridge lending program supports a broad range of transitional and value-add investments, including:

A10’s bridge lending program supports a broad range of transitional and value-add investments, including:

Middle of Fairway

Middle of Fairway

Core/Core+

Market-leading low pricing and best-in-class execution for high-quality properties with light value-add business plans. Target sponsorship is typically institutional.

Multi-family

Industrial

Loans

$30 - $100MM

Core+/Value-Add

Competitive pricing for smaller, core property types with proven market demand. Both light and heavy value-add business plans considered.

Multi-family

Industrial

Self Storage

Manufactured Housing Communities (MHC)

Loans

$5 - $30MM

Specialized/Niche

Selective focus on more specialized property types requiring more sophisticated underwriting and relying on A10's deep market and real estate knowledge.

Multi-family

Industrial

Self Storage

Manufactured Housing Communities (MHC)

Loans

$5 - $65MM

Special Situations

Special Situations

Comprehensive lending across all property types, typically involving complex situations that require A10's comprehensive structuring capabilities and flexible capital.

Stretch Senior LTV

Maturing Loan Refinancing

Portfolios Comprised of Small Properties

Quick Close

Unique Stories

Bridge-to-HUD

Note Purchase Loans

Loans

$5 - $100MM

Middle of Fairway

Core/Core+

Market-leading low pricing and best-in-class execution for high-quality properties with light value-add business plans. Target sponsorship is typically institutional.

Multi-family

Industrial

Loans

$30 - $100MM

Core+/Value-Add

Competitive pricing for smaller, core property types with proven market demand. Both light and heavy value-add business plans considered.

Multi-family

Industrial

Self Storage

Manufactured Housing Communities (MHC)

Loans

$5 - $30MM

Middle of Fairway

Specialized/Niche

Selective focus on more specialized property types requiring more sophisticated underwriting and relying on A10's deep market and real estate knowledge.

Multi-family

Industrial

Self Storage

Manufactured Housing Communities (MHC)

Loans

$5 - $65MM

Special Situations

Compreehensive lending across all property types, typically involving complex situations that require A10's comprehensive structuring capabilities and flexible capital.

Stretch Senior LTV

Maturing Loan Refinancing

Portfolios Comprised of Small Properties

Quick Close

Unique Stories

Bridge-to-HUD

Note Purchase Loans

Loans

$30 - $100MM

Every transaction is underwritten through a hands-on, operator-driven lens, leveraging decades of real estate ownership and asset management experience.

Every transaction is underwritten through a hands-on, operator-driven lens, leveraging decades of real estate ownership and asset management experience.

Origination Team & Platform

Expertise Meets Execution

A10’s origination platform combines seasoned professionals with advanced technology to deliver speed, accuracy, and consistency across every deal.

Unrivaled Deal Flow

We see more bridge deals than anyone else. That volume delivers sponsors better terms, more flexible structures, quicker executions, and the confidence your loan will close on time, every time.

Expertise Meets Execution

A10’s origination platform combines seasoned professionals with advanced technology to deliver speed, accuracy, and consistency across every deal.

Unrivaled Deal Flow

We see more bridge deals than anyone else. That volume delivers sponsors better terms, more flexible structures, quicker executions, and the confidence your loan will close on time, every time.

Experienced Origination Team

With an average of 17 years in CRE and over 8 years at A10, the firm's nationwide team brings deep market knowledge and long-standing relationships that drive reliable deal flow and informed credit decisions.

Consistent, Relationship-Driven Results

By pairing human expertise with data intelligence, A10 maintains a proactive, high-touch approach that keeps clients engaged and transactions moving efficiently from origination to close.

Experienced Origination Team

With an average of 17 years in CRE and over 8 years at A10, the firm's nationwide team brings deep market knowledge and long-standing relationships that drive reliable deal flow and informed credit decisions.

Consistent, Relationship-Driven Results

By pairing human expertise with data intelligence, A10 maintains a proactive, high-touch approach that keeps clients engaged and transactions moving efficiently from origination to close.

Why Sponsors Choose A10

Nationwide lending footprint with consistent credit standards

Reliable execution:
no syndication risk
or capital uncertainty

Funding you can count on — fast, flexible, and always closes

Future-funding structures that support real business plans

Asset management
and servicing from origination to payoff

Why Sponsors Choose A10

Nationwide lending footprint with consistent credit standards

Reliable execution:
no syndication risk
or capital uncertainty

Funding you can count on — fast, flexible, and always closes

Future-funding structures that support real business plans

Asset management
and servicing from origination to payoff

Why Sponsors Choose A10

Nationwide lending footprint with consistent credit standards

Reliable execution:
no syndication risk
or capital uncertainty

Funding you can count on — fast, flexible, and always closes

Future-funding structures that support real business plans

Asset management
and servicing from origination to payoff

Ready for What’s Next?

Talk to the A10 team to discover a lending platform designed for innovative structuring and execution certainty.

Ready for What’s Next?

Talk to the A10 team to discover a lending platform designed for innovative structuring and execution certainty.

Ready for What’s Next?

Talk to the A10 team to discover a lending platform designed for innovative structuring and execution certainty.