IN-HOUSE SERVICING
A10 Capital provides fully integrated, in-house servicing from origination through payoff, ensuring a seamless borrower experience.
IN-HOUSE SERVICING
In-House vs. Third-Party
The In-House Servicing Advantage
Communication
Less direct; often slower, more bureaucratic, less familiarity with borrower or property
Fees to Pick Up the Phone
Some third-party servicers won’t engage in even a basic conversation or consider routine requests without imposing significant upfront fees, sometimes $5,000 or more.
Problem Solving
Decisions may be made by staff unfamiliar with original deal or borrower specifics; slower and harsher
Relationship
Frequent turnover of contacts; may be more transactional and hands-off
Flexibility
Strict enforcement of loan provisions, limited flexibility on accomodations
Loan Requests
Less responsive; processes may be slower, outcomes less tailored to borrower needs
Risk Management
Reactive management, less timely guidance, higher risk of missed issues or misunderstandings

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